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美國有專門受理破產事宜的法院,即破產法院,目前每個州都會設定一個或多個這樣的破產法院。一般而言,除了居屋只能用P按之外,銀行按揭利率offer都會同時提供「H按」及「P按」。在宣布破產後,欠債人將被列為破產人士,為期四年(若曾破產則為期五年,最

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